Insurance company not willing to pay full value for car?

Insurance company not willing to pay full value for car?

I am expecting $2500 to $3000 reasonably. The engine was sound with no problems. The rotors, brakes, and other parts were replaced by the dealership a few months ago and I have those receipts. I'm also dealing with medical stuff as well since my neck, back and chest have been hurting since the accident. Now I'm worried that if they are going to be this way about the car then no telling about the medical and pain and suffering. Both of my kids were in the car and they are now scared to ride in a car. Also, 3 years ago a lady backed into my car in the street and she was with the same insurance company. It was a 93 nissan altima with really bad body damage to begin with. They offered to fix the damage but there was no point since the rest of the car had existing damage so they offered $900 for the damages. If they paid that much for a rear fender on that vehicle that was WAY worse than my current vehicle then they are just trying to low ball me.

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